Wakely Wire

New Insights

Whitepapers, briefs, press releases and more

What Is Driving Commercial Health Insurance Premium Growth?

A review of ACA individual market claims trends, medical and pharmacy costs, insurer retention, and projected morbidity Health insurance premiums are rising faster than general inflation. This report examines the forces behind that growth across the commercial market, with a deeper analysis of the ACA individual market. Using national commercial trend surveys and publicly available ... Continue reading

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ACA RADV Is More Than a Compliance Requirement

How ACA Risk Adjustment Data Validation can affect financial results, operational strategy, and long-term risk adjustment performance ACA Risk Adjustment Data Validation (RADV) is not simply a regulatory audit. It is a multiyear financial and operational process that can materially affect risk adjustment transfers, profitability, accruals, pricing assumptions, and business planning. Download Wakely’s white paper ... Continue reading

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Week in Washington 10/08/26

Medicare Lawsuits – Several major legal developments this week could impact Medicare. New Transparency Requirements – The federal government finalized changes to the Transparency in Coverage (TiC) regulations governing health insurers and group health plans. The changes are designed to improve accessibility and useability. Notable changes include reducing unused, or ‘ghost’ rates; expanding out-of-network reporting; ... Continue reading

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Newsworthy Findings

Trump Administration Revamps Insurer Price Transparency Reporting

On Monday, the HHS and Labor and Treasury Departments finalized a rule meant to strip out junk cluttering cost disclosures, among other reforms. Employers cheered the changes.

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Editor's Note
The final rule addresses gaps in existing price transparency requirements by removing unnecessary data, standardizing file formats, and increasing accountability for insurers. In a statement, CMS Administrator Dr. Mehmet Oz emphasized that consumers should understand what their insurance covers and what they may owe before receiving care, rather than after a bill arrives. The rule also requires insurers to report most in-network negotiated rates as dollar amounts instead of percentages or other estimates, making the data easier for consumers, employers, and other stakeholders to interpret and compare.

Texas Attorney General Investigates UnitedHealth Over Care Denials

Ken Paxton is on the hunt for evidence that UnitedHealth is breaking the Deceptive Trade Practices Act and other Texas laws, citing “alarming reports” of denied care.

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Editor's Note
Texas Attorney General Ken Paxton has launched an investigation into UnitedHealth over allegations that the insurer used deceptive or unlawful practices to deny or delay medically necessary care. The investigation will examine potential violations of the Texas Deceptive Trade Practices Act and other state laws, including allegations that UnitedHealth overrode physicians’ medical judgment and, in some cases, reversed prior authorization decisions after care had already been provided. Paxton’s office has issued civil investigative demands seeking evidence from the company.

Independence Blue Cross To Pay $22.5M To Resolve MA Fraud Allegations

Independence Blue Cross agreed to settle with the Justice Department over allegations that it made MA beneficiaries look sicker than they were to collect higher payments.

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Editor's Note
Independence Blue Cross agreed to pay $22.5 million to settle allegations that it improperly submitted inflated diagnosis codes in Medicare Advantage, resulting in higher Medicare payments. The case highlights ongoing scrutiny of risk adjustment and upcoding practices, particularly insurers’ responsibility to validate diagnoses used to support MA payments.

Trump Pledges to Send $90 Medicare Part B Rebates to Seniors

About 20.8 million Medicare beneficiaries will receive a $90 direct deposit or check this month, the latest in a growing list of cash payments promised by the White House in advance of the midterms.

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Editor's Note
The Trump administration is providing a one-time $90 payment to 20.8 million eligible traditional Medicare beneficiaries to offset their 2026 Part B premiums. The rebate excludes Medicare Advantage enrollees. Higher-income beneficiaries, and those receiving Medicaid premium assistance.

The Hidden Cost of Fragmented Provider Data: A Shared Provider Data Foundation, Finally Within Reach

As states face increasing CMS scrutiny around provider oversight and revalidation, the article argues that fragmented provider data systems create unnecessary administrative costs, provider burden, and access challenges, and proposes a shared provider data infrastructure to improve efficiency, data quality, and program integrity.

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Editor's Note
This sponsored article highlights how a shared, multi-state provider data platform could reduce duplication, streamline credentialing, and strengthen Medicaid provider network management while preserving state data ownership.

Bonus Article

Just for Fun

Math Riddle

Why did the probability professor never make dinner plans? 

Prior Week

Q: Why did the obtuse angle go to therapy?   

 

A: It was struggling to see things from the right angle.

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