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ACA Supplemental Claims Are Reshaping Risk Adjustment Strategy

Supplemental claims have become a critical driver of ACA risk adjustment accuracy, financial performance, and RADV preparedness for health plans. According to Wakely’s 2025 ACA Supplemental Claims Impact white paper, supplemental claims increased average Plan Liability Risk Scores (PLRS) by 7.3% in the individual market and 3.3% in the small group market, with results varying ... Continue reading

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Week in Washington 08/20/26

MA Market Exits Two major carriers, Humana and Centene, announced they would be reducing their Medicare Advantage footprint. Centene announced that expected cancellations would drive about a third of their membership, or about 340,300 members, to other plans. Humana also announced this week that it would reduce its footprint, with reductions impacting about 600,000 seniors. ... Continue reading

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Newsworthy Findings

Patient Advocacy Group Sues AMA for Open Access to CPT System

A nonprofit patient advocacy group has filed a lawsuit seeking to open the American Medical Association’s copyrighted Current Procedural Terminology (CPT) up for free use.

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Editor's Note
PatientRightsAdvocate.org sued the American Medical Association seeking to make CPT medical billing codes freely accessible, arguing that the codes are effectively required by law and should not be privately restricted or sold. The lawsuit comes amid growing scrutiny from Congress and CMS over the AMA’s control of CPT and its influence on healthcare reimbursement and billing.

Providence Health Plan to Close Completely After Medicare Advantage Deal Falls Through

The regional health plan was in talks with an unnamed national insurer to keep its MA plans afloat. But the agreement sputtered “despite significant effort on all sides,” per a spokesperson.

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Editor's Note
Providence Health Plan is shutting down entirely after negotiations with a national insurer to continue its Medicare Advantage business fell through, affecting more than 64,000 members. The closure follows Providence’s planned exit from its commercial, Medicaid, individual, and employer markets, amid high medical costs, regulatory pressures, and competition from national insurers.

Trump Nominates Policy Aide Overton to Lead FDA

Heidi Overton, a medical doctor and veteran of the America First think tank, currently serves as deputy director of the White House Domestic Policy Council.

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Editor's Note
Overton brings strong public health credentials to the nomination, including board certification in public health and general preventive medicine and a Ph.D. in clinical investigation from Johns Hopkins. Still, pharmaceutical industry leaders and investors appear to be looking for stability and predictability at the FDA. RBC Capital Markets analyst Brian Abrahams noted that Overton’s nomination may come with questions, particularly given her limited drug regulatory experience and relatively sparse public commentary on core industry issues.

Federal Judge Vacates Trump Admin Restrictions on ACA Gender-Affirming Care

The ruling keeps some protections for gender-affirming care in place, but also upholds several other controversial policies paring back the ACA finalized in a rule last year.

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Editor's Note
Under the policy finalized by the Trump administration, insurers could have continued covering gender-affirming care voluntarily as a non-essential health benefit, and states could still mandate coverage. However, patient spending on those services would not have been required to count toward deductibles or out-of-pocket maximums, potentially exposing patients to higher costs. The ruling keeps ACA financial protections in place for gender-affirming care where it is covered, but it does not resolve several operational questions for insurers and regulators, including whether benefit documents must be revised, cost sharing recalculated or previously processed claims revisited under the now-vacated policy.

Many Medicare Beneficiaries Are Confident They Understand the Program. The Data Says Otherwise

While many individuals believe they have a firm grasp on their Medicare benefits, the reality is far different, according to a new survey.

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Editor's Note
The new research shows that many Medicare beneficiaries overestimate their understanding of the program, highlighting a gap between confidence and actual knowledge. It explores how this misunderstanding can affect coverage decisions and underscores the need for clearer beneficiary education and support.

Bonus Article

Just for Fun

Math Joke:

What’s the best way to get a math tutor?

Prior Week

Q: I’m odd, but if you take away one letter, I become even. What am I?

A: Seven.

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