This paper updates a prior paper on 2025 Individual market risk pool considerations. This updated version of the paper includes data through October 2025. Results indicate an overall increase in normalized relative risk in 2025 from 2024.
Related Resources:
- 2026 Marketplace Open Enrollment: Where the Numbers Currently Stand
- Upcoming Webinar February 4, 2026 at 12pm ET: 2027 ACA Considerations: Proposed NBPP and Other Key Changes and Trends



