Tom Garrity, ASA, MAAA, is a director and senior consulting actuary at Wakely. He has over 20 years of actuarial experience supporting employer groups, third-party administrators (TPAs), carriers, reinsurance partners, and multi-employer arrangements. His primary focus is on the commercial market, with additional expertise in Medicaid managed care.
Since joining Wakely in 2017, Tom has advised hundreds of mid-sized and large employer groups on self-funded strategies, pricing, and financial modeling. He provides strategic guidance across a range of plan solutions, including traditional self-funded models, multi-employer trusts, captives, and reference-based pricing arrangements.
His work includes stop-loss analysis, surplus evaluations, and funding strategy development, with an emphasis on risk management and cost containment. He also has experience analyzing claims data to support strategic decisions. In Medicaid, Tom has contributed to capitation rate development, encounter data evaluation, and provider payment modeling to support actuarially sound rates.
