Ksenia Whittal, FSA, MAAA joined the Denver office of Wakely Consulting Group, LLC in 2019. Ksenia’s recent work has been focused on supporting a large national carrier with ACA product pricing, 1332 waiver and state policy analyses, Medicaid Association support, Medicaid feasibility studies, developing a custom risk adjustment model for a state Medicaid program incorporating social determinants of health. Other recent experience includes in modeling impact of COVID-19 on health insurers, including estimating impact of COVID-19 direct treatment costs, testing costs, and deferred care on 2021 cost of care and premiums, and CMMI VBID benchmark development. Ksenia has extensive experience with predictive modeling and has helped to evaluate underwriting tools for commercial vendors. Throughout her carrier, Ksenia has gained extensive experience in complex project management, product development, client relationship management as well as ensuring execution of the established quality assurance processes.