Al Bingham, FSA, MAAA

Senior Consulting Actuary
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Al Bingham, FSA, MAAA, joined Wakely Consulting Group in 2016.  Prior to Wakely, Al was the Director of the Office of Special Initiatives and Pricing in the Center for Consumer Information and Insurance Oversight at the Centers for Medicare and Medicaid Services (CMS).   In that role, he functioned as the chief actuary at CMS for the commercial aspects of the Affordable Care Act.  He was the senior actuarial advisor on various commercial insurance and ACA initiatives, including risk adjustment, health policy, rate review and analyses, insurance programs and insurance oversight activities.  He worked closely with HHS and White House health policymakers.  He formerly was Executive Director – Actuarial Services, East Regions for Kaiser Permanente, responsible for all actuarial services for the KP eastern regions.  Prior to Kaiser Permanente, he served in several senior actuarial consulting roles.  His consulting experience includes actuarial and strategic work with health plans, health care providers, and large employers.  He served the American Academy of Actuaries as a board member from 2005 to 2010 and as Vice President and Chair of the Health Practice Council from 2009 to 2010.  During that time, he led the HPC in contributions and advice to policy makers regarding health reform and the ultimate passage of ACA. 

Al is a seasoned senior health care actuarial professional and executive with over 35 years of significant consulting and leadership experience with insurance, managed care, health care providers, large employer health and welfare plans, and regulatory agencies.  He has engaged in a wide range of consulting and employment endeavors with HMOs, Blue Cross plans, health insurers, provider organizations and delivery systems, and large employer health benefit plans.  He has special expertise in health policy, interaction with policymakers and market leaders, feedback to Congress and regulators, and implementation of ACA and subsequent regulations.