During the Biden administration there has been a dramatic increase in enrollment in the individual market, specifically the Marketplace. Marketplace enrollment increased from 11.4 million in 2020 to nearly double that amount to 21.4 million in 2024. This has happened as a result of numerous factors including legislation and operational changes since the Biden Administration took over. With the Trump Administration poised to retake control of Presidency, questions remain about how the change in Administration and Congress will affect the individual market. While there is considerable uncertainty as to what will occur over the next four years, there are key considerations and potential areas of change to keep in mind.
